FBL is committed to helping small businesses reach their goals. Our passion for small businesses and unique underwriting platform helps us evaluate businesses on the overall strength of the business, not solely based on the owners personal credit scores, allowing for access to additional credit. With a combined 25 years funding experience we are able to go outside our on guidelines and exhaust lines and credit facilities through some of our partners.
Our staff is eager and happy to help American Small Business succeed, gives a call today or Apply Now to find out for free exactly how much funding your business qualifies for!
Based on the health of your business and not your person credit score. Fast approval and high approval rates make this an optimal product when you business needs a fast capital infusion. No up front fee required, with just a 1 page application and 3 months business bank statements we can give you accurate approval numbers in a matter of hours. Amounts from $3,000 to 1 million.
Generally based on personal credit, must have excellent scores and a formal business plan. Fast approval and flexible payment options make this an ideal option to help build your dream business. Amounts from $5,000 to $500,0000
Mainly based on your business’s annual revenue with some weight on personal and business credit, great for an established business who wants to continuously have a revolving line of credit available. No up front fees and with an application, 6 months bank statements and a recent P&L with can get an idea of your qualifying amount. Amounts from $50,000 to $250,000
These are generally short term loans that are made available with out requiring you to have a business or good credit. No credit application is needed and no up front fees. Loans are based on the value of an asset. All we need is a picture, title, and information on the asset type and we have turn around a quote in a matter of hours. Amounts from $10,000 to 1 million.
Based on the overall business profile and current payment status, great for combining multiple loans into one new loan at a lower cost of capital and longer terms allowing for more cash flow for the business. With a 1 page application and 6 months of business bank statements we can have an answer within a matter of hours. Amounts from $10,000 to $500,000.
Based on the annual revenue and credit profile of the business. For business’s that are established and with good credit looking for longer term products. For approval numbers we need an application filled out along with 6 months bank statements, 1 years business recent tax returns, and recent P&L. Amounts from $50,000 to $500,000